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Do I need a separate insurance policy for my travel trailer?

We strongly recommend it. Although you are not required to carry insurance coverage on your travel trailer, it is important to know that you are not covered under your auto policy once your vehicle is parked. Many campgrounds also require insurance for trailers.  While towing your travel trailer the liability extends from the towing vehicles auto policy, however we highly recommend carrying a separate liability insurance policy for your travel trailer for those occasions when it is not being towed.